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Laws
Fair Credit Reporting Act (FCRA)
The credit reporting agencies (CRAs) historically furnished information to just about anyone who would ask... read more...read more...

Fair and Accurate Credit Transactions Act (FACT Act)
In addition to genuine mistakes that may appear in your credit files, many consumers suffer from intentional blights... read more...read more...

Fair Debt Collection Practices Act (FDCPA)
Congress enacted a set of laws for the purpose of curbing abusive, deceptive, and unfair debt  collection practices... read more...read more...

Fair Credit Billing Act (FCBA)
Have you ever been billed for something you returned, never received or even ordered?... read more...read more...

Truth in Lending Act (TILA)
This ensures that credit terms are disclosed in a meaningful way so consumers can compare credit terms... read more...read more...

Credit Repair Organizations Act (CROA)
Enacted to protect consumers from unscrupulous companies and individuals engaged in credit repair scams... read more...read more...
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