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Obtain a copy of your credit report for free
The easiest and quickest way to get a copy of your report...
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Understand your credit report
When you receive all three credit reports and compare them, you'll notice they look different...
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Dispute inaccurate or incomplete information
Once you’ve reviewed your reports, you’re likely to find many errors...
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Dispute outdated negative information
The law provides that, for most accounts and other items, negative information cannot stay on your report...
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Dispute negative items that do not belong to you
Before you take advantage of your rights under the law and write a dispute letter...
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Complete online dispute forms
If you request your reports online, the CRAs usually provide a page where you can dispute items...
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